Positive Pay Fraud Prevention Platform
Protect your business from check and ACH fraud. Submit your approved checks and authorized ACH originators, and the bank's matching engine will flag any variation for your review before payment is made.
Submit approved checks, review exceptions, and make pay/return decisions.
Present checks for payment and run the matching engine against approved files.
View analytics, fraud metrics, and system-wide reporting dashboards.
Enter checks you've issued — check number, amount, payee, and date.
When someone cashes or deposits a check, it enters the clearing system.
Wrong amount, unknown check, wrong payee, stale date, or duplicate creates an exception.
Review each exception and PAY or RETURN before the bank processes it.
Set up which companies can debit your account, with amount limits and allowed SEC codes.
Incoming ACH debits from originators enter the clearing system targeting your account.
Unauthorized originators, amounts over limit, name mismatches, or bad SEC codes trigger exceptions.
Review each exception and PAY or RETURN unauthorized ACH debits.